Friday, April 08, 2011

Financial Planning

So I had this existential crisis in the middle of a financial planning talk yesterday. For those of you who don't know what that is, it's essentially asking yourself why are you here but in a much more panicked manner, probably hyperventilating if you're into that sort of thing.

Here's the progression of events.



We go for a talk about the importance of financial planning and why we should start early. He starts going on about the costs of living such as the most obvious for us which is to further our studies. Then he talks about getting married and owning a car vs public transportation. Nothing really peaks my interest except that its quite refreshing to see actual numbers on things that always seem to be just vague concepts. Then he goes on to talk about retirement. That's when the shit hit the fan. He talks about his past clients wanting and thinking they are able to switch lifestyles dramatically after retiring like giving up a car. He also talks about how much it takes to live from 65 to 83, i cant remember exactly what numbers he used, but it was precisely the point where he said the age in exact numbers that i start thinking that i actually planned to live til 40 and give my money to whomever was still living. Then i started thinking about dying. And whether or not it was just like a long blackout like sleeping or it was more like going to hell or heaven or whatever. I actually pictured the chinese version of afterlife which was a bit strange but i imagined drinking that cup of teat and reincarnating into a kid all over again after living through so much. I wondered if my interests and viewpoints in that new life would be similar. I also wondered if i would live halfway across the world from where i was. Then it got a little overwhelming and i hyperventilated a little. Just a little.

It was a little strange to think about dying so nonchalantly. I think it simply means that there is nothing to live for. Or rather i havent found somethign worth living for yet. Maybe i will someday in the future. Who knows. But i know now. My grasp on my life and my future doesnt extend beyond year 40.

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